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Billing Terms and Conditions

Effective Date: 27 February, 2026

1. Introduction

These Billing Terms and Conditions ("Terms") govern the payment obligations and processes between PansOvensMore.com, LLC and the customer ("Customer", "you", or "your"). By accessing or using our services and purchasing our products, you agree to be bound by these Terms.

2. Payment Terms

2.1 Pricing

  • Prices: All prices for products and services are listed in USD (United States Dollars) and are subject to change without prior notice.
  • Taxes and Fees: Prices are exclusive of applicable taxes, duties, or charges unless otherwise specified at checkout.

2.2 Payment Methods

We accept the following payment methods:

  • Credit/Debit Cards (Visa, MasterCard, American Express)
  • Electronic Funds Transfer (EFT) / ACH Payments (where applicable)
  • PayPal
  • Apple Pay and Google Pay (if available at checkout)

2.3 Payment Due Date

  • One-Time Purchases: Payment is due at the time of purchase.
  • Subscription Services (if applicable): Payment is due on the first day of each billing cycle unless otherwise stated.

3. Invoicing

  • Invoice Issuance: Invoices are issued upon order completion or subscription renewal.
  • Delivery Method: Invoices are sent electronically via email to the contact information provided by the Customer.
  • Customer Responsibility: You are responsible for ensuring that billing information remains accurate and up-to-date.

4. Late Payments

4.1 Interest on Late Payments

If payment is not received by the due date (where invoicing terms apply), a late payment interest of 1.5% per month or the maximum allowed by law may be charged on the outstanding balance.

4.2 Suspension of Services

  • We reserve the right to suspend or terminate services if payment is not received within 10 days after the due date.
  • Services will be reinstated upon full payment of outstanding amounts, including any late fees.

5. Disputed Charges

  • Notification Period: You must notify us in writing within 15 days of the invoice date if you dispute a charge.
  • Contact Information: Disputes should be sent to support@pansovensmore.com or mailed to: 150-22 87th Ave, Suite 1, Jamaica, NY 11432.
  • Resolution: We will investigate and resolve billing disputes promptly.

6. Refunds and Credits

  • Policy Reference: Refunds or credits are provided in accordance with our Return and Refund Policy.
  • Processing Time: Approved refunds are processed to the original payment method within 14 business days.

7. Taxes

  • You are responsible for all applicable taxes, including sales tax, VAT, GST, and similar charges.
  • If you are tax-exempt, you must provide a valid exemption certificate at the time of purchase.

8. Billing Errors

  • Corrections: We will correct any billing errors promptly upon discovery.
  • Overcharges: Overcharged amounts will be refunded or credited.
  • Undercharges: Any undercharged amount may be invoiced for payment.

9. Subscription and Recurring Payments

9.1 Automatic Renewal

Subscriptions automatically renew at the end of each billing cycle unless canceled in accordance with our cancellation terms.

9.2 Cancellation

  • You may cancel your subscription by providing written notice at least 30 days before the end of the current billing cycle.
  • Upon cancellation, access continues until the end of the paid billing period.

10. Payment Security

  • Data Protection: All payment information is handled securely in compliance with industry standards.
  • Payment Processor: Payments are processed through secure third-party payment gateways. We do not store full credit card information on our servers.
  • SSL Encryption: Transactions are secured using Secure Socket Layer (SSL) encryption technology.

11. Changes to Billing Terms

We reserve the right to modify these Billing Terms and Conditions at any time. Changes become effective upon posting the updated Terms on PansOvensMore.com. Continued use of our services constitutes acceptance of the revised Terms.

12. Limitation of Liability

  • We are not liable for any indirect, incidental, special, consequential, or punitive damages arising from these Terms.
  • Our maximum liability for any claim is limited to the amount paid by you in the six months preceding the event giving rise to the claim.

13. Governing Law

These Terms are governed by the laws of the State of New York, United States, without regard to its conflict of law principles. Any legal action shall be brought exclusively in courts located in New York.

14. Contact Information

15. Entire Agreement

These Billing Terms and Conditions, together with our Terms of Service and Privacy Policy, constitute the entire agreement between you and PansOvensMore.com, LLC regarding billing matters.

Acknowledgment

By using our services or purchasing our products, you acknowledge that you have read, understood, and agree to these Billing Terms and Conditions.